Understanding the Shift: From Volatility to Stability The Bank of Canada’s October 2025 rate cut to 2.25 % marked the beginning of a new phase for the housing market — a slow, steady re-balancing after three years of volatility. Inflation has...
The Bank of Canada (BoC) has trimmed its overnight rate by 25 basis points to 2.25%, marking the third adjustment since mid-2025 and signaling that monetary policy is finally moving toward stability. The Bank Rate now sits at 2.50% and...
On September 17, 2025, the Bank of Canada lowered its policy interest rate by 25 basis points, bringing it to 2.5%. This marks the latest adjustment in the Bank’s ongoing effort to balance inflation control with slowing economic growth. For homeowners...
With the next Bank of Canada interest rate decision scheduled for July 30, 2025, mortgage shoppers and homeowners in Surrey, Abbotsford, and surrounding areas are at a crossroads: Should you lock in your mortgage rate now or wait for further...
The summer of 2025 has arrived with a sense of cautious optimism for Canadian homebuyers and homeowners alike. With the Bank of Canada’s next policy announcement scheduled for July 30, speculation is mounting that a further rate cut may be...
After months of rising borrowing costs, the Bank of Canada’s latest announcement has brought a welcome shift. On June 4, 2025, the central bank held its policy rate at 2.75%, maintaining the level set in April and signaling a cautious,...
Mortgage Market Update: What's Changing in BC British Columbia’s housing market is entering a new phase in 2025, shaped by a notable decline in bond yields and easing inflation. For residents of Abbotsford, Surrey, and other nearby cities, this shift is...
As of mid-2025, a notable trend has emerged in Canada’s mortgage market — declining bond yields are nudging fixed mortgage rates lower, signaling potential savings for homebuyers and current mortgage holders alike. For residents in Surrey, Abbotsford, and surrounding Fraser...
As we move through 2025, Canada’s mortgage market is undergoing a notable shift. Major banks are lowering mortgage rates in response to declining bond yields, triggering increased competition across the lending landscape. This “mortgage rate war” is giving homebuyers and...
The Bank of Canada (BoC) has been actively adjusting its monetary policy in response to inflationary pressures and economic conditions. Since April 2022, the BoC has implemented quantitative tightening (QT) to reduce its balance sheet after aggressive bond purchases during...