The Bank of Canada’s September 2025 rate cut to 2.5% has reshaped the national housing and borrowing landscape. After a long tightening cycle, this policy pivot signals a new, stable phase—one that rewards strategic, forward-thinking mortgage planning rather than short-term reaction. For...
As of September 2025, with the Bank of Canada holding its rate at 2.75%, mortgage discussions are no longer just about affordability — they’re also about sustainability. Across Abbotsford, Surrey, and the Fraser Valley, more buyers and homeowners are asking:...
For many Canadians, buying a home has never been more challenging. Rising property values in British Columbia, particularly in Surrey and Abbotsford, have pushed traditional affordability limits. Even with the Bank of Canada holding its policy rate at 2.75% as...
The Bank of Canada’s decision to hold its policy rate at 2.75% as of August 2025 has reshaped the mortgage landscape across British Columbia. For homeowners and buyers in Abbotsford, Surrey, and the surrounding Fraser Valley, this rate level brings...
On July 30, 2025, the Bank of Canada announced that it will maintain its key overnight rate at 2.75%, marking the third consecutive hold since April. This decision reflects the Bank’s cautious approach as inflation trends downward but remains above...
In 2025, the real estate and mortgage markets in Surrey, Abbotsford, and surrounding parts of the Fraser Valley are undergoing subtle but significant changes. As the Bank of Canada maintains a cautious monetary stance, mortgage interest rates are stabilizing after...
When you take out a mortgage to purchase a home, you must make consistent payments on the loan until it is paid off in full. Interest is deducted from each payment, while the remaining money is applied to the principal...
Are you in need of a mortgage and looking for a reliable mortgage broker near me? A mortgage broker is an expert who can get you approved for funds to buy your dream property. In British Columbia, potential property buyers...
Is it almost time to renew your mortgage? As a borrower, you have the option of looking for alternatives that better suit your financial situation or obtaining a cheaper mortgage rate each time your loan comes up for renewal. When it...
Need a mortgage but worried about if you’ll qualify or not? It may be difficult to obtain a mortgage, but for certain borrowers having established companies, bank statements or reference letters may be sufficient to get approved for a mortgage....