Your Trusted Mortgage Consultants In Abbotsford & Surrey

You Find Your Dream Home, We’ll Find You A Mortgage

Best Mortgage Rates

Flexible Repayment Terms

No Commission/ Hidden Fees

Fast Mortgage Approval

All Credit Scores Accepted

Diverse Mortgage Products

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      Our Trusted Lenders

      Apply A Residential Mortgage At A Low Rate

      Buying a new home is a lifetime decision and an expensive investment. If you are a first-time home buyer and looking for the best mortgage broker in Abbotsford and Surrey, Satbir Bhullar Mortgages is your go-to choice. We assist potential homebuyers in realizing their dream of owning a property with quick residential mortgage approval at a competitive interest rate.

      15K+

      Clients Served

      38+

      Mortgage Lenders​

      52+

      Mortgage Products

      25+

      Cities Covered​

      Serving Clients In Abbotsford, Surrey, & Beyond

      Mortgage Renewal

      Mortgage Renewal

      If your mortgage is about to expire, renew it at a better rate with us. We specialize in mortgage renewals in Abbotsford and Surrey.

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      Home Purchase Mortgage

      Home Purchase Mortgage

      Buy your dream home with our easy home purchase mortgages in Abbotsford and Surrey. From application to approval, we help with everything.

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      Mortgage Refinance

      Mortgage Refinance

      Refinance your existing mortgage for easy repayment terms and a competitive rate with our mortgage refinancing services in Abbotsford and Surrey.

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      Home Equity Loans

      Home Equity Loans

      Apply and get approved for a home equity loan in Abbotsford and Surrey and use the equity as collateral to borrow money for personal use.

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      Commercial Loans

      Commercial Loans

      Buy your dream commercial property with our reliable commercial loan approval. With a wide lender network, we get you approved in no time.

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      Construction Loans

      Construction Loans

      Build a residential or commercial property you have dreamed of with our easy to apply construction loans in Abbotsford and Surrey.

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      When Bank Says No, WE SAY YES!

      When Bank Says No,
      WE SAY YES!

      Our mortgage consultants take time to understand your homeownership goals and the financial situation you are in. We assess your mortgage requirements and work with our network of mortgage lenders to negotiate the best possible mortgage deal for you.

      From Pre-approval To Closing,
      WE STAND BEHIND YOU!

      When it comes to buying a new home, getting a mortgage pre-approval can really help. We can lock-in a competitive interest rate for you, so that you can search and seal your home deal with peace of mind. Not only this, we search the best possible mortgage and negotiate the rate to make sure you end up saving more.

      From Pre-approval To Closing, WE STAND BEHIND YOU!

      No Fake Promises, Only Results!

      Mortgage Approval

      Mortgage Approval

      Whether you were rejected by bank or have a low credit score, we can still get you approved.
      Satisfied Clients

      Satisfied Clients

      We have a successful track record of 100% satisfied clients who are ready to choose us again.
      Million Funded

      Million Funded

      With years of industry experience, we have funded over $1000 million in mortgages.

      Our Awards & Achievements

      Get Mortgage Approval In Just 4 Steps

      Schedule A Consultation

      Schedule A Consultation

      Need expert mortgage advice? Schedule a free consultation and discuss your needs.
      Submit An Application

      Submit An Application

      If you are convinced with our mortgage approach, submit a mortgage application.
      Explore Mortgage Options

      Explore Mortgage Options

      Check out the current mortgage rates and explore the mortgage options available.
      Get Approved

      Get Approved

      Get access to funds at a competitive interest rate after residential mortgage approval.

      We Make Mortgages Simple!

      • *No credit checks
      • Streamlined application process
      • Cost-effective mortgage guidance
      • No minimum income required
      • Rates as low as 4.29%

      *terms and conditions apply

      We Make Mortgages Simple!

      What Our Clients Are Saying

      Why Choose Satbir Bhullar Mortgages?

      Your search for the best mortgage broker in Abbotsford & Surrey ends with Satbir Bhullar Mortgages. We search, shortlist, negotiate, finalize and close a residential mortgage deal at the best rate.

      Wide Mortgage Products

      Wide Mortgage Products

      We offer a wide range of mortgage options and products after searching through our lender network.
      Low Interest Rates

      Low Interest Rates

      We know earning money is hard, that’s why, we do our best to lock-in a mortgage deal at the lowest rate.
      Flexible Terms & Conditions

      Flexible Terms & Conditions

      No matter, what your financial condition is, we always make sure you get access to flexible repayment terms.
      One-stop Mortgage Consultant

      One-stop Mortgage Consultant

      From paperwork to application filing and negotiation to approval and closing, we always stand by your side.
      Save You Dollars

      Save You Dollars

      We work directly with the lenders and financial institutions to help you lock in a competitive mortgage deal.
      Simple Application Process

      Simple Application Process

      Our mortgage application is quite simple and hassle-free with minimum documentation and easy paperwork.

      Frequently Asked Questions (FAQs)

      How many residential mortgages can I have?

      The number of mortgages you can have is unlimited. Rather, people are constrained by their capacity to manage several mortgages or their financial status. First and second mortgages are two mortgages that are typically held concurrently on a same property.

      What is a second mortgage Canada?

      Second mortgage is a second loan or funding you take on your residential property. Interest rates on second mortgages are usually higher than first mortgages and you need to pay both your mortgages at the same time.

      What is a conventional mortgage Canada?

      A conventional mortgage in Canada is a loan where the down payment is at least 20% of the property’s purchase price. This means that the loan amount is 80% or less of the property’s value.

      How long can you mortgage a home in Canada?

      In Canada, you can mortgage a home for 25 years. If you are a first-time buyer or purchasing a new build you can mortgage it for 30 years. These rules took effect on December 15, 2024.

      Can I buy a home with less than a 20% down payment?

      The minimum amount you need for your down payment depends on the purchase price of the home. If your down payment is less than 20% of the price of your home, you’ll typically need to buy mortgage loan insurance. If you’re self-employed or have a poor credit history, your lender may require a larger down payment.

      Should I choose a fixed rate or variable rate mortgage?

      Interest rates either rise or fall. But a study suggests that homeowners with a variable mortgage fair better than a fixed rate one.

      Browse our latest blogs

      Effect of Quantitative Tightening on Mortgage Rates in Surrey

      The Bank of Canada (BoC) has been actively adjusting its monetary policy in response to inflationary pressures and economic conditions. Since April 2022, the BoC has implemented quantitative tightening (QT) to reduce its balance sheet after aggressive bond purchases during…

      How U.S. Tariffs May Impact B.C. Mortgage Rates in 2025

      British Columbia’s real estate market is one of the most dynamic in Canada, with cities like Surrey, Abbotsford, and Langley experiencing strong demand despite fluctuating interest rates. However, recent U.S. tariff threats on Canadian goods could add another layer of…

      Latest Commercial Mortgage Rate Trends in Surrey

      Are you planning to invest in a commercial property, but don’t have enough funds? With the latest rate of 25 bps on 29 Jan, the current policy rate has come down to just 3%. If you want to apply for…